How These Terms Work in Malaysia
These Terms apply when you open an account, send us your details, use the site, or contact us about a clause. They explain who may access the service, how we may pause or close access, how disputes are handled, and when a later version replaces the
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earlier wording. If a term conflicts with a rule that applies in Malaysia, the local rule controls to the extent required by law. We may change these Terms from time to time, and the version shown on the page is the one in force unless we
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state a later date. Access and eligibility always depend on local law and remain available only where local law permits.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.